If you’ve been following the blog, you saw that I play the theme of budgets often in several articles. To complement these articles, here are three ways to save easily changing your habits.
Know your Spending Habits
The first step towards saving is understanding your current consumption habits. Tables and graphs allow you to compare your spending month to month or year to year to help easily identify you’re spending movement.
Once you have an accurate idea of your spending habits, you should identify the areas where you tend to overspend.
Some “trouble spots” include:
- Spending too much on eating out side.
- Buy clothes, electronics and tools.
- Overspending on gifts for family members.
Find Opportunities to Save
Once you’ve identified some key areas where you tend to overspend, select the category that offers the greatest opportunity for savings.
I was saving money proactive in this area rather than follow tediously every dollar you spend. For example, maybe you tend to spend a lot of money eating in restaurants. Think of creative and easy ways to save money in this area.
Give your friends eat at home, eat at the bar-usually cheaper-rather than in a good restaurant, order a set menu instead of the card , prepares a snack before leaving home, share a meal … There are endless ways to save!
If you can, involve your friends and family, you probably also have to save and we all come in handy some advice.
Make Saving a “Game”
Another area where many people spend too is buying clothes. Play for fun saving money. If you like shopping, challenge yourself to find the best deals available.
Some ideas to save money on clothes include purchase discount stores and second hand. Plan ahead buying new clothes that complements your current wardrobe. Watch your clothes, and “prolongs its life.”
Avoid buying clothes “unfashionable” or style of the new season. Consider using cheaper and full accessories your basic wardrobe with classic styles. Do not buy clothes without discount offers online controls and sales end on the season.
Finally…
Once you reach your savings goal, do something special for reward. Then select other areas where you have an opportunity to save money.
Continue this process until you have worked through all fields in Believe you can save.
Over time, you will be able to reduce your expenses in a significant way by lasting changes in your spending habits.
