It is common for days before payment has very little money and not even reach you to cover their daily expenses. If you perform any of the recommended tricks, your finances are probably at risk.
One of the most common goals earlier this year is to make better use of money and even save.
However, the urge to achieve is very short and the days go realizes he has already spent much of his salary, so looking forward to the next payment of the fortnight or month.
Please read the following recommendations that will give very good results if it can implement.
– Stop justified. Normally you have excuses to fulfill a craving that will surely come out very expensive or you weigh at the end of the month. “The payment by credit card”, “other month just replace the money”, “for that job,” “I will not again have the opportunity to buy it.” These phrases can take you spend more than you have .
– Ask yourself what you really need. When going to the supermarket or the mall is sometimes buying products required and that soon kept in the drawer of oblivion.
Before asking a question put your hand on your heart and assess what will be useful and if you give some added value to what we already have.
– Make small sacrifices. No need to become self-conscious of taste or fancy, but put a limit. You can not always buy the shirt, shoes or pants. You can postpone the purchase for the next payment of wages, so avoid getting “short” money.
You may also consider the option of preparing food from home and take it to work, you have the advantage of knowing that was prepared as you like.
– Take care of the things you have. Nothing takes to buy items at a good price if not treated with care and have to re-buy the same product again.
-Plan. If you wish to travel, plans to marry, buy a car, an apartment or any project you want to perform and would involve an expense, try to schedule it in your salary. For example, each month may allocate a certain percentage of money for it. After this, erase from your mind that money exists.
– Eat wisely. Using credit cards to make purchases you can bail out. However, do not be tempted by plastic money for purchases that are not necessities. Moreover, careful not to pay such high fees that perhaps can not afford future.
– Take advantage of discounts and offers. Avoid buying high season for items at good prices. However, the fact that there is no need to launch promotions to buy compulsively. Assess whether good quality is guaranteed and the price is lowered.
– Try to pay its debts ahead of schedule. You can take a little share of the month or spend extra money for each day closer to repay the loan. It will be released from an obligation and may reinvest that money on luxuries or business.
