An utmost cautious driver can meet with an accident due to someone else’s stupidity or fault. Car accidents are unpredictable. Therefore, it is necessary to understand how to respond in such circumstances.
What to do if you got involved in a Car Accident?
Soon after an accident, if you can –
- Exchange information details of parties involved including their name, mobile number, address, insurer, policy number, car number and drivers licence number.
- You will also need the name of the person, even if the car belonged to someone else.
- Write the name and contact details of witnesses at the accident scene and if possible take statements.
- Describe the details related to other cars like model along with damages caused and received.
- You can even take pictures using cell phone. This will be helpful in drawing a schematic image of accident scene
- You can take pictures of road junction’s traffic lights or position of other cars involved in the crash.
- Call the police and make sure they file an accident report, which will be a strong evidence to determine whose fault caused the accident.
- Report the accident occurrence to your insurer within 24 hours.
Medical Help
After car accident, you might feel normal, but in some symptoms of injuries due to car crash appear a couple of days, later. Therefore, seek medical help and maintain a record of treatment and bills.
What to Include in Car Accident Claim?
Compensation for car accident injuriesget covered in two categories – economic and non-economic damages.
- In economic damages, your medical costs, wages loss, and repair or replacement of car gets included.
- Under non-economic damages losses that cannot be put in figures like discomfort, depression, anxiety, suffering and pain linked with accident injury gets included.
- Use of courtesy or replacement car, while yours is totalled or repaired can be compensated.
Thus you can see that car crash compensation claim is an extensive subject.
All psychological compensation claims can seem complicated. There is no law, which states how much to recompense, but car accident lawyers and insurance adjusters use a method to get a negotiating figure.
Consult Personal Injury Lawyer
Make sure to hire a lawyer that specializes in this specific legal discipline. In addition, they must be experienced and have some successful cases. Initial consultations are free and fee patterns are a percentage of your compensation amount, which has to be paid only after you win the case. Victims find it easy to retain professional lawyer to represent them.
Insurance company will not just roll-over and pay you. In the start, they will coerce you to enter quick settlements rather than going to court. It may seem good, but their offers will be low than what you deserve. However, you can eventually obtain good compensation, if you file a claim case.
Serious injuries mean large value on non-economic damage claims. The insurer will firmly resist your demand. Professionals are valuable during negotiations, because they are experienced and know the exact way to present your case. They include the correct factors in their presentation, which enables you to obtain possible highest compensation.
