Workers compensation is one of the many beneficial services that every organization offers to their employees. The compensation comes in different forms such as rehabilitation expenses, medical care, disability, etc.
You can claim any of them if you get injured while at work, or might even end up losing an arm or a finger. When you suffer from an injury, your first step should be to notify your employer, so as to help them take necessary action in your favor. The company will then notify your insurance company, and hence the process of insurance claim release starts.
Compensation Benefits offered in a Work-Injury Insurance Claim
The detailed information regarding your work injury compensation will be explained to you, when you join a company. When in need of work-injury insurance claim, you can take help from the legal advisors from your locality. This will help you understand the types of benefits that you can avail from the compensation that is offered for your company.
Here are some of the commonly offered benefits.
Disability Care
Some of the work injuries might end up with the amputation of your hands, toe, fingers, etc, or any other body part. Amputation can be because of the reason that the particular body part has reached the stage where it is way beyond saving.
When you lose any of the body parts, there are chances that you might not be as much active and functional as you were before. This usually makes you incapable of working properly. The disabilities from work injury will be of different types, they are listed below.
- Permanent Partial Disability
Even though the disability is permanent, there are chances that you might partially indulge yourself in the daily works.
- Temporary Complete Disability
As the name says, the wound that is inflicted on your body will be temporary, and will allow you to work only for few hours a day. After medical care, you will be back to your regular working schedule in no time.
- Permanent Complete Disability
This is the condition wherein you will be declared incapable to work for the rest of your life. Even though you are not completely physically impaired, you will be declared permanently disabled, if you do not fit the working criteria of your company.
Rehabilitation
The rehabilitation work injury claim will help you take care of the overall bills, which will be charged because of your therapeutic and medical care, follow up sessions, etc. The claim will also cover further therapies that are followed along with your medical care, so as to help your injured body part regain their motor skills as soon as possible.
Medical Care
Medical care is the top priority, when you suffer from work injury. The compensation available for medical care includes taking care of your hospital bills, doctor consultation charges, etc. The necessary medical equipment that is required in your healing process will also be bought from this claim.
There are many benefits of work-injury insurance claim. If you are new to the concept, then visit workerscompensationattorneysandiego.com to hire the professional help, and proceed with the work-injury insurance claim case.
